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Bad Credit Doesn’t Have to Be Permanent. Let’s Fix It.

Disputes. Deletions. Score boosts. Our certified credit experts do the heavy lifting so you can move forward with confidence.

Our Mission

We understand how overwhelming bad credit can feel, especially when homeownership is your goal. That’s why we go beyond credit repair—we help you build a strong financial foundation so you can confidently secure your home. With integrity and dedication, we simplify the process, reduce financial stress, and guide you step by step toward mortgage approval.

What We Can Dispute

  • Collections
  • Repossessions
  • Charge-offs
  • Student Loans
  • Late Payments 
  • Public Records
  • Bankruptcy (Dismissed/Discharged)
  • And More
These credit challenges don’t have to keep you from homeownership.  We’re here to help you resolve them and move forward with confidence.

Why Choose Us

No Guesswork — Personalized analysis and dispute strategy
Transparent Results — Real-time updates on your progress
Certified Experts — Trained specialists who know the law
Client-Focused — We don’t just fix scores, we build futures
Results-Driven — Many clients see results in as little as 30-45 days

Which Plan Is Right for You?

We offer two powerful options:

Perfect for those with minor to moderate credit issues who need a clean-up, guidance, and results without the fluff.

Built specifically for future homeowners who need to position their credit to get approved — fast.

Start with a FREE Credit Assessment

No commitment. No pressure. Just answers.
Let’s review where your credit stands and what’s holding you back.

120 Day Money Back Guarantee
We stand by our results. If no negative items are removed or updated in 120 days, you get a refund—because your path to homeownership matters.
Credit Wins That Speak for Themselves
See how our clients have transformed their credit and moved closer to more financial options.

FAQ

Some questions you may have
  • How do I know if credit repair is right for me?
    Credit repair is ideal if negative items are affecting your ability to secure credit or a mortgage. If you’ve been denied credit or face high interest rates, addressing these issues can improve your financial opportunities.
  • How does the credit repair process work?
    1. We review your credit report to identify inaccurate or outdated information. 2. We create a customized dispute strategy and submit disputes to the credit bureaus on your behalf. 3. Each month, we monitor updates, track progress, and continue submitting disputes as necessary.
  • How long does the process take?
    The duration depends on your unique credit situation, but we will work with you every step of the way to ensure progress is made.
  • Can you remove all the negative items from my credit report?
    While we cannot guarantee the removal of any specific items, we will work diligently to dispute inaccuracies and help improve your credit. Our goal isn’t just removing negative items—it’s ensuring your credit profile is mortgage-ready.
  • How do I track my progress?
    You’ll have access to a client portal where you can track your credit repair progress, including updates, deletions, and letters we’ve sent. We prioritize transparency, so you’ll always be in the loop.
  • What’s the difference between your service and other credit repair companies?
    We focus not only on removing negative items but also on helping you build a strong financial foundation for homeownership. Our proven process and 120-day money-back guarantee set us apart, ensuring you meet mortgage requirements and achieve long-term success.
  • Can I cancel my service at any time?
    While we suggest staying committed to the credit repair process for the best results, you can choose to opt out at any time.
Not sure if you’re on the right path to homeownership or have questions about getting started?

© 2025 Platinum Credit Recovery. All Rights Reserved.

Platinum Credit Recovery is not a law firm, and we do not provide legal advice. Results may vary.

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